Fast Life Insurance with No Medical Exam – 90% Approved | Ethos
(CA, KS, MI, NE, NM, OH, TX Residents Only)
Whether you’re starting a family, building a business, or planning your legacy, life insurance shouldn’t require a doctor’s visit or weeks of paperwork. Ethos offers up to $2 million in coverage with no medical exam for most applicants. 15/month, and you’ll get an instant decision online. Ready to secure your future? Click below to begin—no obligations, just clarity.
Life Insurance for Financial Safety Nets:
Replace Income, Cover Debts, and Sleep Easier
Life insurance isn’t just about ‘what if’—it’s about safeguarding your family’s stability. Ethos term policies help you:
✅ Replace 5–10 years of income if the unexpected happens.
✅ Pay off debts (student loans, credit cards, mortgages).
✅ Secure your children’s future with education funds.
Use the DIME method (Debt + Income + Mortgage + Education) to calculate your ideal coverage. Most applicants skip the medical exam and get approved in minutes.
Life Insurance That Grows with You:
Protect Today, Plan for Tomorrow
Why choose between protection and growth? While Ethos specializes in simple term coverage, many policies (like IULs) offer cash value to help:
✅ Supplement retirement savings with tax-advantaged growth.
✅ Cover final expenses without burdening loved ones.
✅ Borrow against your policy for emergencies or opportunities.
Not sure what’s right for you? Let’s match your goals to the perfect policy—no jargon, just honest advice. Book a time to set strategies. No pressure, just ideas and help.
Leave Love, Not Bills:
Life Insurance for Peace of Mind
Final expense insurance ensures your family isn’t left with funeral costs or medical debt. With Ethos, you can:
✅ Get up to $50,000 coverage—no medical exam required.
✅ Lock in premiums that never increase, even with health issues.
✅ Apply in minutes—approval is often instant.
Ethos makes it straightforward whether you’re gifting grandchildren or simplifying estate plans.
Backed by Strength, Built for Simplicity
✅ A+ Rated Insurer: Ethos partners with Legal & General America, a top-rated carrier trusted since 1836.
✅ No Pressure: 100% online process with licensed agent support.
✅ 30-Day Guarantee: Cancel anytime for a full refund.
Featured in Forbes and CNBC, Ethos is built for people who value transparency—not pushy sales tactics.
How Much Life Insurance
Do You Really Need? (Free Guide)
The DIME method cuts through the confusion:
1️⃣ Debt: Credit cards, loans, cosigned obligations.
2️⃣ Income: Replace 5–10 years of salary.
3️⃣ Mortgage: Pay off your home.
4️⃣ Education: Future costs for kids.
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“I need coverage for…”
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🎓 Student Loans & Starting Out (Term Life)
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🏡 Mortgage & Family Protection (Term/IUL)
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🌟 Legacy & Final Expenses (Final Expense)
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Ethos does not offer indexed Universal Life policies. As an independent agent, I partner with multiple A+ rated carriers to provide objective advice.
Ethos policies are issued by Legal & General America
Life Insurance Gets More Expensive Every Year
—Lock in Your Rate Today
The sooner you apply, the lower your premiums. Ethos offers instant quotes with no social security number required. Click below to start your application. As a licensed Ethos agent, I’m here to help—no hassle, just support
As a licensed agent, I may receive compensation if you purchase a policy through this link. Ethos policies are issued by Legal & General America.
Disclaimers:
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Ethos policies are issued by Legal & General America. IULs and other products are offered through external carriers. As an independent agent, I provide objective advice.
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Consultations may involve discussing third-party products not affiliated with Ethos.
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